In spite of our reputation, the statistics say that we seniors aren't bad drivers.

A 2010 report by the Insurance Institute for Highway Safety says that, "Contrary to expectations, senior drivers aren't causing more crashes than they used to." Rates of crashes in drivers 70 and older have actually declined.

The catch, however, is that we must know when to stop or limit our driving. Once we start making driving mistakes, the results can range from merely annoying (having our driving restricted) to catastrophic (a serious crash or death).

Ask yourself: Are other drivers honking at you more lately? Have you hit a curb or mailbox? Do you have a hard time backing up, possibly because it's difficult to turn around in the seat? Do you wonder which way to go at exit ramps? These might be signs that you need to think about whether to continue driving.

There are tools and information online to help you decide if you need to stop or limit your driving.

Go to www.hartfordauto.thehartford.com and search for Crash Risk Assessment. Also look for Safety for Older Drivers. Take the quiz for drivers age 50 and older.

Consider taking a senior driver refresher course. Go to AARP.org (or call 1-888-227-7669) and look for Driver Safety Program. Locate a class near you or sign up for the online class. Classes are often held in senior centers, adult education classes and hospitals.

If you're concerned about an elderly parent who is still driving, AARP has put together an online seminar that helps explore the topic. Go to AARP.org and search for "We Need to Talk" or call the AARP number above.